Gross Sales Revenue
₹5,84,200
↑ 11% vs last period
Total Deductions
₹1,63,250
27.9% of gross
Net Settled Amount
₹4,20,950
↑ ₹28,400 vs last
Pending Settlement
₹89,500
Due Mar 01, 2026
Hidden / Unexplained
₹4,820
⚠️ Needs review
Settlements This Month
4
3 paid · 1 pending
Return & Refund Impact
₹82,400
14.1% of gross revenue
Commission (Amazon Fees)
₹46,736
Avg 8% across categories
GST Deducted (TCS)
₹11,684
2% TCS on taxable sales
Bank / Credit Issues
3
₹18,200 delayed
Settlement Deduction Waterfall
₹5,84,200 Gross
Deduction Breakdown
₹1,63,250
28%
of Gross
Returns/Refunds₹1,02,200
Commission₹47,416
GST/TDS₹14,024
Payment Fees₹7,252
Other Charges₹9,434
Hidden Charges₹4,820
Net Settlement Trend
6 Months
Net
Settled
Gross Sales
Detailed Charge Breakdown
Total Deductions: ₹1,63,250
Returns & Refund Impact
Highest
₹1,02,200
62.6% of total deductions
Refunds Issued (61 orders)−₹82,400
Replacement Product Cost−₹19,800
Amazon Commission
Fixed %
₹47,416
29.0% of total deductions
Referral Fee (avg 8%)−₹46,736
Fixed Closing Fee (per unit)−₹680
FBA & Fulfillment Fees
Per Unit
₹18,080
11.1% of total deductions
FBA Fulfillment Fee (per order)−₹11,680
Closing Fee (category-based)−₹6,400
Payment & Processing
PG Charges
₹7,252
4.4% of total deductions
Payment Gateway Fee (1%)−₹5,842
Bank Transfer / NEFT Charges−₹590
Currency Conversion (INR)−₹820
GST / Tax Deductions
Regulatory
₹14,024
8.6% of total deductions
TCS @ 2% (Income Tax Act 206C)−₹11,684
TDS on Commission @ 5%−₹2,340
Other & Hidden Charges
Review
₹14,254
8.7% of total deductions
A-to-Z / Chargeback Claims−₹7,450
Storage / Long-Term Storage Fee−₹1,984
Advertising Spend Deducted−₹0
🔴 Unexplained /
Hidden−₹4,820
GST & Tax Intelligence
TCS + TDS Applied
TCS Collected (2%)
₹11,684
Tax Collected at Source on gross turnover. Claimable while filing ITR.
TDS on Commission (5%)
₹2,340
Deducted by Amazon on service commission. Section 194H of IT Act.
IGST on Fees
Embedded
18% GST on Amazon's referral & fulfilment fees. Included in commission amounts
above.
Input Tax Credit (ITC)
+₹8,452
Estimated ITC on platform fees payable by seller. Recoverable via GSTR-2B.
📋 GST Filing Reminder: TCS of ₹11,684 deducted by Amazon is
visible in your GSTR-2A. Ensure you claim it when filing GSTR-3B. TDS of ₹2,340 reflected in Form 26AS —
reconcile with CA before ITR filing. Seller's GSTIN registered: 33AAACR1234F1ZV
Bank-Side Payment Issues
3 Active · ₹18,200 Delayed
01
Beneficiary Account Mismatch
Settlement STL-88201 transfer rejected — seller's registered bank IFSC
changed. Funds held in transit for 4 days.
💰 ₹8,400 delayed · Re-initiation pending
02
Bank Holiday Processing Delay
STL-87445 settlement delayed by 2 business days due to RBI mandated bank
holidays in Jan 2026.
⏰ ₹6,800 delayed · Auto-resolved on Jan 22
03
Limit Breach on NEFT Transfer
Settlement exceeded single-transaction NEFT limit set by seller's bank. Split
into 2 transactions.
⚙️ ₹3,000 extra charges · Resolved
Credit & Loan Impact on Settlements
Amazon Lending + External
Amazon Seller Lending
Auto-deducted from each settlement
disbursement
₹1,50,000
Loan Amount
₹14,200
EMI This Month
₹91,400
Outstanding
Interest Rate17.5% p.a.
Loan MaturityAugust 2026
Deduction MethodAuto-deducted from settlement
⚠️
External Working Capital Loan (NBFC)
₹50,000 loan from Lendingkart — repaid via external account. Not deducted from
settlements but affects cash flow during settlement delays.
EMI: ₹5,200/month · Rate: 22% p.a. · Maturity:
Dec 2026
Settlement Records — All Transactions
4 Settlements This Period
All (4)
✅ Paid (3)
⏳ Pending (1)
🔍 Search settlement...
Settlement ID
Date
Gross Sales
Returns Adj.
All Deductions
Net Paid
Status
Hidden Charges
Action
STL-88201
Feb 15
₹1,58,200
−₹28,400
−₹5,300
₹1,24,500
✅ Paid
None
STL-87445
Feb 01
₹1,32,400
−₹22,100
−₹12,100
₹98,200
✅ Paid
⚠️ ₹1,240
STL-86710
Jan 18
₹1,47,600
−₹18,900
−₹19,950
₹1,08,750
✅ Paid
⚠️ ₹3,580
STL-89002
Mar 01
₹1,46,000
−₹13,000
−₹43,500
₹89,500
⏳ Pending
None
Returns Eating 14% of Revenue
₹1,02,200 lost to returns & refunds. Fixing defective items alone could recover
₹38,000.
₹4,820 Unexplained Charges
Across 2 settlements, deductions with no description found. Raise a dispute with
Amazon Seller Support.
TCS of ₹11,684 Claimable
TCS deducted is fully claimable via GSTR-3B. Share settlement report with CA to
recover via ITR.
Loan EMI Consuming ₹14,200
Amazon Lending EMI auto-deduction is 3.4% of gross. Consider early repayment to
improve net margins.